Dallas–Fort Worth — Business Interruption
Operations Are Down. Every Day Closed Is Revenue Lost.
Water, fire, or smoke just took your business offline. The longer it stays closed, the more business interruption coverage you lose by not documenting it correctly today. We coordinate the contents side and protect the documentation that supports the claim.
Operations down right now?how to handle items that can't be saved·what packout looks like on an insurance claim
If You're Standing in a Closed Business With the Clock Running
If you're on this page right now, you're probably:
- looking at a building you can't operate out of right now
- watching staff sit idle while you figure out next steps
- wondering what your business interruption coverage actually pays for
- trying to keep customers or tenants informed without knowing the timeline
- calling around for a contents crew while inventory and equipment sit damaged
- realizing the carrier needs documentation you don't have yet
Every day operations stay down without proper documentation, business interruption coverage gets harder to support — and lost income that could've been reimbursed gets written off.
You don't need to figure out the claim side alone.
You need a contents crew on site today — documenting inventory, equipment, and damage in the format the carrier needs to process business interruption.
Quick Answer
If your business is offline due to property damage:
- Photo and inventory every damaged item before anything is moved or thrown out.
- Document the date of loss, scope, and operational impact in writing.
- Separate contents documentation from structural mitigation scope.
- Notify the carrier and request a business interruption claim alongside the property claim.
- Keep contents under controlled storage so inventory can be re-deployed when you reopen.
Most owners discover too late that business interruption coverage requires the same level of contents documentation as the property claim. Photo before move, inventory before storage — that's how the income side gets paid.
What Happens On a Business Interruption Loss
Here's the order — and where we step in:
- 01Source of loss is stopped (plumbing, fire, weather, equipment failure)
- 02Mitigation begins on the building structure
- 03We document inventory, equipment, and damage in claim-ready format← This is us
- 04We pack out and store inventory so it's ready to re-deploy on reopen← This is us
- 05Reconstruction returns the building to operating condition
- 06We pack-back inventory and equipment when the space is ready← This is us
The faster contents get documented and stored, the cleaner the business interruption claim runs.
Who This Page Is For
Owners & Operators
You're trying to keep the business alive while figuring out a claim you've never run before. We handle the contents side so you can focus on operations and people.
- Inventory documented before anything is touched
- Equipment stored and tracked so re-deploy is fast
- Carrier-ready documentation packet on day one
You focus on staff and customers. We handle contents and documentation.
Commercial Adjusters
Business interruption claims live or die on documentation. We give you the contents and inventory side in the format you need.
- Photo inventory tied to date of loss
- Equipment and contents itemized in Xactimate-friendly format
- Documentation packet inside 24 hours
Send the loss. We protect the documentation chain.
GCs Coordinating Commercial Rebuilds
Demo and rebuild can't start until contents and inventory are out and documented. We clear the building so your scope can run.
- Building cleared on your schedule, not next week's
- Inventory and equipment stored and tracked
- Pack-back coordinated when the space is ready
Get the building cleared. Start demo on time.
What Kind of Loss Is This?
If this is a multi-unit residential building, see how HOA & apartment packout coordinates →
If this is a larger commercial property, see how commercial contents packout works →
If you're the facility manager handling this, see how facility managers hand this off →
If this is a multi-vendor commercial coordination job, see how commercial loss coordination works →
Common Questions
Frequently Asked Questions
What does business interruption insurance actually cover?
It's designed to cover lost income and ongoing operating expenses while a covered loss keeps the business closed. Documentation drives what's reimbursed.
How does packout affect a business interruption claim?
Contents and inventory documentation supports both the property claim and the income loss claim. Without it, the income side often gets reduced.
How fast can you mobilize?
Same-day across Dallas–Fort Worth for active commercial losses.
Do you handle inventory storage?
Yes. Climate-controlled storage with item-level tracking so inventory and equipment are ready to re-deploy on reopen.
Do you bill the carrier directly?
Yes. Direct-to-carrier on Xactimate.
Send the building and the date of loss.
We document the contents side today.
We respond within minutes.
Need immediate help? Start a packout request